[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.mistrkancl.cz\/zdravotni-a-socialni-pojisteni\/#Article","mainEntityOfPage":"https:\/\/www.mistrkancl.cz\/zdravotni-a-socialni-pojisteni\/","headline":"Zdravotn\u00ed a soci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed","name":"Zdravotn\u00ed a soci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed","description":"Prost\u0159ednictv\u00edm soci\u00e1ln\u00edho poji\u0161t\u011bn\u00ed \u0159e\u0161\u00ed st\u00e1t p\u0159\u00edpady, kter\u00e9 se ob\u010dan\u016fm mohou st\u00e1t, a na kter\u00e9 se mohou ob\u010dan\u00e9 p\u0159edem p\u0159ipravit. Do tohoto tedy pat\u0159\u00ed samoz\u0159ejm\u011b soci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed a zdravotn\u00ed poji\u0161t\u011bn\u00ed.   •   Zdravotn\u00ed poji\u0161t\u011bn\u00ed Z tohoto poji\u0161t\u011bn\u00ed je hrazena l\u00e9\u010debn\u00e1, diagnostick\u00e1, rehabilita\u010dn\u00ed, ambula\u010dn\u00ed \u010di \u00fastavn\u00ed p\u00e9\u010de. Samoz\u0159ejm\u011b tak\u00e9 preventivn\u00ed prohl\u00eddky a n\u011bkter\u00e9 l\u00e9ky. Ze zdravotn\u00edho poji\u0161t\u011bn\u00ed […]","datePublished":"2016-10-11","dateModified":"2023-05-09","author":{"@type":"Person","@id":"https:\/\/www.mistrkancl.cz\/author\/#Person","name":"","url":"https:\/\/www.mistrkancl.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/baa231f7e1963b29d6549eb0e137b049d877d4e97c51386f463c7d4fc98329bd?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/baa231f7e1963b29d6549eb0e137b049d877d4e97c51386f463c7d4fc98329bd?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"mistrkancl.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.mistrkancl.cz\/wp-content\/uploads\/img_a277913_w3058_t1601877431.png","url":"https:\/\/www.mistrkancl.cz\/wp-content\/uploads\/img_a277913_w3058_t1601877431.png","height":0,"width":0},"url":"https:\/\/www.mistrkancl.cz\/zdravotni-a-socialni-pojisteni\/","about":["Ekonomika"],"wordCount":573,"articleBody":"\tProst\u0159ednictv\u00edm soci\u00e1ln\u00edho poji\u0161t\u011bn\u00ed \u0159e\u0161\u00ed st\u00e1t p\u0159\u00edpady, kter\u00e9 se ob\u010dan\u016fm mohou st\u00e1t, a na kter\u00e9 se mohou ob\u010dan\u00e9 p\u0159edem p\u0159ipravit. Do tohoto tedy pat\u0159\u00ed samoz\u0159ejm\u011b soci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed a zdravotn\u00ed poji\u0161t\u011bn\u00ed.\t \t•   Zdravotn\u00ed poji\u0161t\u011bn\u00ed\tZ tohoto poji\u0161t\u011bn\u00ed je hrazena l\u00e9\u010debn\u00e1, diagnostick\u00e1, rehabilita\u010dn\u00ed, ambula\u010dn\u00ed \u010di \u00fastavn\u00ed p\u00e9\u010de. Samoz\u0159ejm\u011b tak\u00e9 preventivn\u00ed prohl\u00eddky a n\u011bkter\u00e9 l\u00e9ky. Ze zdravotn\u00edho poji\u0161t\u011bn\u00ed nejsou tak\u00e9 hrazeny n\u00e1klady, pokud onemocn\u00edte \u010di m\u00e1te \u00faraz v zahrani\u010d\u00ed.\tKa\u017ed\u00fd z n\u00e1s m\u00e1 v podstat\u011b povinnost odv\u00e1d\u011bt \u010d\u00e1st sv\u00fdch p\u0159\u00edjm\u016f na zdravotn\u00ed poji\u0161t\u011bn\u00ed. Nejen zam\u011bstnanci, ale tak\u00e9 osoby samostatn\u011b v\u00fdd\u011ble\u010dn\u011b \u010dinn\u00e9 a zam\u011bstnavatel\u00e9.  Zam\u011bstnanci p\u0159isp\u00edvaj\u00ed na toto zdravotn\u00ed poji\u0161t\u011bn\u00ed 13,5% (4,5% z hrub\u00e9 mzdy a 9% odv\u00e1d\u00ed zam\u011bstnavatel). Osoby samostatn\u011b v\u00fdd\u011ble\u010dn\u011b \u010dinn\u00e9 pak plat\u00ed m\u011bs\u00ed\u010dn\u011b 1697 korun. Osoby bez zdaniteln\u00fdch p\u0159\u00edjm\u016f mus\u00ed odv\u00e1d\u011bt na zdravotn\u00ed poji\u0161t\u011bn\u00ed tak\u00e9 a to, pokud nespadaj\u00ed do zvl\u00e1\u0161tn\u00ed skupiny, 1080 korun.\tToto zdravotn\u00ed poji\u0161t\u011bn\u00ed se plat\u00ed zdravotn\u00edm poji\u0161\u0165ovn\u00e1m. Moment\u00e1ln\u011b jich je v na\u0161\u00ed republice dev\u011bt. Zam\u011bstnanc\u016fm strh\u00e1v\u00e1 v\u011bt\u0161inou zam\u011bstnavatel adekv\u00e1tn\u00ed \u010d\u00e1stku z platu a odv\u00e1d\u00ed ji. Zam\u011bstnanec se tedy o to nemus\u00ed starat. \u017divnostn\u00edk si term\u00edny pro platbu mus\u00ed hl\u00eddat s\u00e1m a v\u017edy do 8. dne n\u00e1sleduj\u00edc\u00edho m\u011bs\u00edce mus\u00ed poji\u0161t\u011bn\u00ed zaplatit. Poji\u0161\u0165ovna p\u0159i pozdn\u00ed platb\u011b \u00fa\u010dtuje pen\u00e1le.\tSt\u00e1t pak plat\u00ed poji\u0161t\u011bn\u00ed za d\u011bti, starobn\u00ed d\u016fchodce, \u017eeny na mate\u0159sk\u00e9 a v dom\u00e1cnosti, osoby \u010d\u00e1ste\u010dn\u011b \u010di zcela bezmocn\u00e9 a osoby ve vazb\u011b \u010di ve v\u00fdkonu trestu. Samoz\u0159ejm\u011b tak\u00e9 za osoby, kter\u00e9 jsou vedeny v evidenci \u00da\u0159adu pr\u00e1ce jako uchaze\u010di o zam\u011bstn\u00e1n\u00ed.\t\t•    Soci\u00e1ln\u00ed poji\u0161t\u011bn\u00edSyst\u00e9m soci\u00e1ln\u00edho poji\u0161t\u011bn\u00ed je tvo\u0159en t\u0159emi \u010d\u00e1stmi:•   D\u016fchodov\u00e9 poji\u0161t\u011bn\u00ed (starobn\u00ed d\u016fchod, vdovsk\u00e9 a vdoveck\u00e9 d\u016fchody, sirot\u010d\u00ed d\u016fchody a invalidn\u00ed d\u016fchody)•   Nemocensk\u00e9 poji\u0161t\u011bn\u00ed (d\u00e1vky do\u010dasn\u00e9 pracovn\u00ed neschopnosti – karant\u00e9na, o\u0161et\u0159ov\u00e1n\u00ed \u010dlena rodiny a pen\u011b\u017eit\u00e1 pomoc v mate\u0159stv\u00ed)•   St\u00e1tn\u00ed politika zam\u011bstnanosti (podpory v nezam\u011bstnanosti) Soci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed samoz\u0159ejm\u011b plat\u00ed jak zam\u011bstnanci, \u017eivnostn\u00edci, tak i zam\u011bstnavatel\u00e9. Zam\u011bstnanci ze sv\u00e9ho platu p\u0159isp\u00edvaj\u00ed pouze na d\u016fchodov\u00e9 poji\u0161t\u011bn\u00ed okolo 6,5%.Osoby samostatn\u011b v\u00fdd\u011ble\u010dn\u011b \u010dinn\u00e9 pak hrad\u00ed 28% z ro\u010dn\u00edho vym\u011b\u0159ovac\u00edho z\u00e1kladu na d\u016fchodov\u00e9 poji\u0161t\u011bn\u00ed a dal\u0161\u00ed 1,2% na politiku zam\u011bstnanosti. Zam\u011bstnavatel pak plat\u00ed za zam\u011bstnance 21,5% na d\u016fchodov\u00e9 poji\u0161t\u011bn\u00ed a 1,2% na st\u00e1tn\u00ed politiku zam\u011bstnanosti. D\u00e1le tak\u00e9 2,3% na nemocensk\u00e9 poji\u0161t\u011bn\u00ed.Stejn\u011b, jako jsem uv\u00e1d\u011bla u zdravotn\u00edho poji\u0161t\u011bn\u00ed, je sr\u00e1\u017een p\u0159\u00edsp\u011bvek na soci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed zam\u011bstnanc\u016fm ze mzdy. OSV\u010c pak samy hrad\u00ed do 20. dne n\u00e1sleduj\u00edc\u00edho m\u011bs\u00edce platby na toto poji\u0161t\u011bn\u00ed.                                                                                                                                                                                                                                                                                                                                                                                         3.8\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Zdravotn\u00ed a soci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed","item":"https:\/\/www.mistrkancl.cz\/zdravotni-a-socialni-pojisteni\/#breadcrumbitem"}]}]